Ontario Loans and Grants
The Ontario Student Assistance Program (OSAP) is a government funded financial aid program that offers loans and grants for students in college and university. As you plan for the upcoming year, you can use the OSAP Estimator or determine what the maximum amount of funding a student can get. Each student is assessed individually, and the amount of funding you are eligible to receive is based on your circumstances.
Before you apply
- Determine if you are eligible to apply. Visit the OSAP website to learn more.
- Understand your rights and responsibilities. You are entering into a legal agreement with the Government of Ontario for a loan and/or grant for the duration of your studies as a full-time student.
- Know how many courses you will be taking. Apply to either the full-time or part-time OSAP loan accordingly. Students with a permanent disability and are registered with AccessAbility Services are considered full-time if they register in at least 1.0 credit each semester (40% course load).
Students with special circumstances can explore additional programs designed to meet their needs