Understanding Your Fees
Fees invoices are available online in ACORN; invoices are not mailed. Shortly after you have enrolled in your courses, you will be able to view and print your invoice.
Program Fees: A program fee is a flat rate amount charged to students in upper year Computer Science (Coop and Non- Coop), Majors and Specialists and Management (Coop or Non-coop). Computer Science and Management students pay a Specialized program Fee beginning in Year 2 after completing 4.0 credits.
3) Ancillary Fees
7) Health & Dental Insurance
Part-Time Students: The Association of Part-Time Undergraduate Students at U of T has established a health and dental plan for students who are studying part time. Visit their website for full details on coverage.
International Students: The University Health Insurance Plan (UHIP) provides all international students, exchange students, new permanent residents, and returning Canadians who are not covered by OHIP with basic health care coverage. UHIP is mandatory for all international students enrolled at U of T, so there is no need to purchase another plan while in Canada. UHIP covers the cost of most doctor and hospital visits, but does not provide coverage for dental services or prescription drugs.
Paying Your Fees
Our advice to help you avoid or minimize service charges on your tuition and other fees:
- Avoid service charges by paying your fees in full or minimize service charges by making monthly payments (click here for payment deadlines).
- If you make changes to your course load, or get into a waitlisted course, check your invoice for updates.
- Drop courses by the relevant refund deadlines if possible. A refund schedule detailing periods of refund eligibility can be found on our website.
- Your first tuition payment is important for your ACORN status to change from invited to registered.
- If you did not pay the full amount, you can make additional payments as needed.
How Much Do I Owe?
A full breakdown of your student fees will be available on ACORN. To access it, click “View Invoice” from the Finances menu. Fee charges are typically posted to your invoice shortly after the initial course enrolment period begins. Your account number is listed on the upper right hand corner of your invoice (see right). You will need this to make your tuition payment in person at the bank or online! Be sure to distinguish a zero from the letter “O”.
|Semester of Study||Payment Deadline|
|Fall 2020 - Winter 2021||August 17|
|Winter 2021 only||November 26|
Students on Waitlists or Interim Status
If all of your courses are waitlisted and/or interim, make a minimum payment of $294 (plus any outstanding balance if applicable) to save your spot, and avoid being financially cancelled. If you do not get into the course(s) and will not be taking any other courses you are eligible for a refund of your payment. You must make this payment by the payment deadline and be prepared to show our office the proof of payment (e.g. the receipt or online transaction record) prior to the payment deadline as the payment will not trigger a change in your registration status and you run the risk of being removed from these courses.
How Do I Pay My Fees?
Internet, Telephone, and ATM Banking
Be sure to set up the University of Toronto as a new payee:
- Set up the University of Toronto as a new payee (i.e., a new bill) through your bank.
- Input your account number, which is found on the upper right hand corner of your ACORN invoice, as noted in the invoice sample at the bottom of this page.
In-Person Payments at Your Bank
Bring a printed copy of your ACORN invoice to your bank or financial institution. To print your invoice:
- Login to ACORN and click on “Financial Account”.
- Click “Show Invoice”. Using your Internet browser settings, click “Print”.
Payment from Your OSAP Funds
If you applied for OSAP, you can expect the University to instruct OSAP to send funding to pay your fees. For students who applied for two semesters (Fall/Winter), OSAP releases funding in two installments: the first in September (early Fall) and the second in January.Before OSAP releases any funding, the University must confirm your full time registration in both the Fall and Winter semesters. Note that you must defer your fees if you cannot make your minimum payment to register.
Credit Card Payment on ACORN
- Login to ACORN and click the “Finances” tab.
- Select “Make a Payment”.
- Select the credit card option, and follow the instructions. Keep in mind that a 1.75% convenience fee will apply to the transaction.
Your family and friends can convert Aeroplan Miles and TD Travel Rewards Program points into $250 worth of credits that you can use toward your fees. Visit the link above for more information.
WU Global for International Payments
WU GlobalPay for Students allows you to pay for tuition at a local bank at a competitive exchange rate with no transaction charges from either WU GlobalPay or U of T. You may choose the currency of your choice to pay the Canadian dollar payment.
After You Make a Payment
Keep the receipt or proof of payment. Screenshots are acceptable if you made a payment online. Allow time for your payment to process. It can take up to 7 business days for domestic payments, and up to 14 business days for International payments. Check your registration status on ACORN.
Your Registration Status on ACORN
Once your payment is received, your status for the upcoming semester(s) will change from “invited” to “registered”. If your status does not change, you will need to show your proof of payment to the Office of the Registrar before the financial cancellation date (page 2) to avoid being financially cancelled and removed from your courses.
Financial Cancellation = Removal from Courses
There are academic and financial reasons why a status of “financially cancelled” may appear on ACORN. Students who missed the deadline to pay or defer their fees and did not resolve it at the Office of the Registrar will be financially cancelled according to the financial cancellation date. They will be emailed instructions if they wish to request reinstatement.
|Financial Cancellation Dates|
|Fall 2020-Winter 2021 semesters||August 31|
|Winter semester only||December 10|
Students on academic suspension will also have a financially cancelled status. Students who were on academic probation in a previous semester should check their detailed academic history on ACORN, and view their most recent academic standing status. See page 14 for more details.
Late Registration Penalty
If you enrol in your first course after the registration deadline, a late registration penalty must be paid to the Office of the Registrar in person and a proof of payment for the minimum payment to register (as listed on your ACORN invoice) towards tuition must be provided.
This penalty is subject to change; please contact our office for details. This penalty also applies to students who are financially cancelled due to non-payment and wish to request reinstatement.
What is a Fee Deferral?
We understand that students who are receiving a student loan or scholarship for the upcoming session may not have access to their funds by the registration deadline. If you are eligible, the University will allow you to register without making the minimum payment on your invoice. Deferring fees is a promise to pay at a later date. The University allows this because you have proof that you will be receiving student loan or scholarship funding to help you pay your fees.
|Fee Deferral Request Period|
|Fall 2020 - Winter 2021||July 20 - August 17|
|Winter only||July 20 - November 26|
Who Qualifies for a Fee Deferral?
Apply for full-time or part-time OSAP by June 30. If you cannot make the minimum tuition payment on your own, and your OSAP application is submitted, you may be eligible to request a fee deferral on ACORN. It can take up to 7 days from the date that you applied for OSAP for you to be eligible to request a fee deferral on ACORN, so plan accordingly!
U of T Scholarship Recipients
Scholarship recipients can download the Fee Deferral Application form from our website. Completed forms can be submitted to the Office of the Registrar during the request period by email: firstname.lastname@example.org
Out-of-Province or United States Students with Loans
If you cannot make the minimum tuition payment on your own, provide a copy of your Notice of Assessment, which can be faxed (416-978-7022) or mailed to:
Enrolment Services – Financial Aid & Awards
172 St. George Street
Third Party Sponsorship Requiring an Invoice
If an external organization or agency has awarded you with a scholarship, you may be eligible to request a fee deferral if you meet the following conditions: you do not have fees owing from a previous session, and the value of your sponsorship is equivalent to your minimum amount to register for the Fall/Winter.
University of Toronto
Documents may be submitted in person or by mail before the relevant registration deadline (see financial dates). Please note that these documents must be submitted for every session in which you wish to register. The deferral does not carry over from one session to the next. If you are not eligible for a deferral, you must make your tuition payment.
Other Financial Arrangements
If you need assistance, see a Financial Aid Advisor at least two weeks before the registration deadline.
How to Apply for a Fee Deferral
You can apply for a fee deferral when your invoice is available on ACORN. Login to ACORN and select the “Tuition Fee Deferral” tab in the Finances section. Read and accept the conditions of this financial arrangement.
You will know immediately if your fee deferral request was successful because your status will say REGISTERED. If your status says INVITED, this means your deferral was unsuccessful and you can try again within 1-2 business days.If you have any problems with the online deferral application please contact us: email@example.com
Please ensure that you always use your U of T email address and provide your full name and student number when you email us.
UTSC Refund Schedule
If you are thinking of dropping a course, or dropping from full-time to part-time studies, the refund schedule deadlines will determine whether you are eligible for a refund. It is important to base your decisions on the correct schedule for your year and program. There is also a schedule that pertains to all students for incidental and ancillary fees.
For students who have received OSAP, reducing your course load can also impact your funding. This is especially important if you applied for full-time funding but you are dropping to a part-time course load. You are advised to contact a financial aid advisor to discuss the consequences of a lesser course load.
Types of Refunds:
Tuition fees are assessed on whether you are charged flat program fees (for upper year students in Computer Science and Management), or per course (charged for each course you take). When you adjust your course load by dropping classes on ACORN, you may be eligible for a full or partial refund if you do so within the deadline dates. Please refer to the refund schedule for more details.
These fees vary for full-time and part- time students. If you enrol in a full-time course load then drop to part-time, you should do so within the 100% refund period, otherwise, you will pay full-time incidental fees.
These fees are refunded only if you cancel your registration during the 100% refund period. Academic deadlines are not the same as financial deadlines. Please check the Office of the Registrar website for the most current dates.
If you are eligible for a refund, the credit will first be deducted from any outstanding balance (fees owing from a current or previous session) on your ACORN account. If your credit balance exceeds your outstanding balance, the amount will be listed at the top of the invoice with the letters CR at the end to identify it as a credit.
- Login to ACORN and select “Financial Account”.
- Select “Direct Deposit”.
- Click “Enter Bank Info” and enter your information.
- Update / verify your mailing address, phone number, and email address.
Your Refund & OSAP Funding
If your fees were remitted directly from OSAP to the university on your behalf, the university must review your account before your refund can be processed. The refund will be returned to the National Student Loans Service Centre if your OSAP was recalculated and the new assessment shows that you received more funding than you were entitled to. The university will review each account with a credit balance to determine how to allocate the refund.
Questions About Your Refund
Please contact the Office of Student Accounts at the St. George campus. To ensure accurate and efficient service, please provide them with your full name and student number.
Email address: firstname.lastname@example.org